奥巴马国情咨文演讲稿（中英文）(5)

And by the way, it\'s time for colleges and universities to get serious about cutting their own costs -– (applause) -- because they, too, have a responsibility to help solve this problem.

Now, the price of college tuition is just one of the burdens facing the middle class.  That\'s why last year I asked Vice President Biden to chair a task force on middle-class families.  That\'s why we\'re nearly doubling the child care tax credit, and making it easier to save for retirement by giving access to every worker a retirement account and expanding the tax credit for those who start a nest egg.  That\'s why we\'re working to lift the value of a family\'s single largest investment –- their home.  The steps we took last year to shore up the housing market have allowed millions of Americans to take out new loans and save an average of $1,500 on mortgage payments.    

This year, we will step up refinancing so that homeowners can move into more affordable mortgages.  (Applause.)  And it is precisely to relieve the burden on middle-class families that we still need health insurance reform.  (Applause.)  Yes, we do.  (Applause.)

Now, let\'s clear a few things up.  (Laughter.)  I didn\'t choose to tackle this issue to get some legislative victory under my belt.  And by now it should be fairly obvious that I didn\'t take on health care because it was good politics.  (Laughter.)  I took on health care because of the stories I\'ve heard from Americans with preexisting conditions whose lives depend on getting coverage; patients who\'ve been denied coverage; families –- even those with insurance -– who are just one illness away from financial ruin.

After nearly a century of trying -- Democratic administrations, Republican administrations -- we are closer than ever to bringing more security to the lives of so many Americans.  The approach we\'ve taken would protect every American from the worst practices of the insurance industry.  It would give small businesses and uninsured Americans a chance to choose an affordable health care plan in a competitive market.  It would require every insurance plan to cover preventive care.

And by the way, I want to acknowledge our First Lady, Michelle Obama, who this year is creating a national movement to tackle the epidemic of childhood obesity and make kids healthier. (Applause.)  Thank you.  She gets embarrassed.  (Laughter.)

Our approach would preserve the right of Americans who have insurance to keep their doctor and their plan.  It would reduce costs and premiums for millions of families and businesses.  And according to the Congressional Budget Office -– the independent organization that both parties have cited as the official scorekeeper for Congress –- our approach would bring down the deficit by as much as $1 trillion over the next two decades.  (Applause.)

Still, this is a complex issue, and the longer it was debated, the more skeptical people became.  I take my share of the blame for not explaining it more clearly to the American people.  And I know that with all the lobbying and horse-trading, the process left most Americans wondering, "What\'s in it for me?"

But I also know this problem is not going away.  By the time I\'m finished speaking tonight, more Americans will have lost their health insurance.  Millions will lose it this year.  Our deficit will grow.  Premiums will go up.  Patients will be denied the care they need.  Small business owners will continue to drop coverage altogether.  I will not walk away from these Americans, and neither should the people in this chamber.  (Applause.)

So, as temperatures cool, I want everyone to take another look at the plan we\'ve proposed.  There\'s a reason why many doctors, nurses, and health care experts who know our system best consider this approach a vast improvement over the status quo.  But if anyone from either party has a better approach that will bring down premiums, bring down the deficit, cover the uninsured, strengthen Medicare for seniors, and stop insurance company abuses, let me know.  (Applause.)  Let me know.  Let me know.  (Applause.)  I\'m eager to see it.

Here\'s what I ask Congress, though:  Don\'t walk away from reform.  Not now.  Not when we are so close.  Let us find a way to come together and finish the job for the American people.  (Applause.)  Let\'s get it done.  Let\'s get it done.  (Applause.)

Now, even as health care reform would reduce our deficit, it\'s not enough to dig us out of a massive fiscal hole in which we find ourselves.  It\'s a challenge that makes all others that much harder to solve, and one that\'s been subject to a lot of political posturing.  So let me start the discussion of government spending by setting the record straight.